Independent advice
for family wealth.
A family-run brokerage placing the country's best insurers and investments where they actually perform. On your side of the table.
A family-run brokerage placing the country's best insurers and investments where they actually perform. On your side of the table.
Deacon & Associates is a family-run financial brokerage in Randburg. We've been advising South African families since 1994. Through every market cycle, every change of government, every life event our clients have walked through.
We're independent by design. We don't sell anyone's products. We sit on your side of the table, compare the country's best insurers, and place each policy where it actually performs. Our advice never costs you a cent extra.
From your first policy in your twenties to drawdown in your sixties. Separate things, reviewed together every year.
Unit trusts, retirement annuities, endowments and offshore investing. Tax-aware portfolios, reviewed each year.
Life cover, income protection, disability and dread disease. Sized to your real obligations, not a sales target.
Discovery, Momentum and Stratum compared plan-by-plan, then paired with the right gap cover.
Car, household and buildings cover placed properly. We handle the claim, not a call-centre.
Commercial cover, employee benefits, key-person and business succession for owner-managed businesses.
Pre- and post-retirement strategy. Drawdown, annuities and tax-efficient income for the long second act.
Wills, trusts and succession structured to minimise estate duty and protect heirs.
A single coordinated plan covering tax, cash flow, savings and debt. Reviewed in one conversation, once a year.
Paul founded Deacon & Associates in 1994 with a single conviction: that families deserve an advisor who works for them, not for a product company. Three decades and many market cycles later, that's still how the practice runs.
You'll meet Paul yourself. Not a call-centre, not a junior. The same person who plans your cover today is the person who'll handle your family's claim in twenty years.
Most clients move forward after the first conversation. But you never have to.
A thirty-minute conversation over coffee in Randburg or a video call. We listen first, then ask the questions that uncover what your plan is actually missing.
Bring your latest policies. We come back with a one-page summary. What's working, what's overpriced, where you're under-covered, where you'd save.
If you agree, we move the cover. The insurer pays the advisory fee. You pay nothing extra. New cover replaces old cover only when it's confirmed in place.
One review a year, every year. Salaries change, kids arrive, mortgages get paid off. The plan flexes with you, with the same advisor.
The same R1,000 a month, over 30 years, can end up as R828k, or R3.49M. The only difference is the vehicle.
We'll show you which mix is right for your stage, your tax bracket, and your time horizon. In plain English.
"When my husband passed, Deacon walked me through every policy claim, every form, every conversation. They treated me like family. Because by then we were."
"Paul has handled our family's investments and insurance for nearly twenty years. Honest, patient, and genuinely interested in what's best for us."
"Best financial advisor in Randburg. Paul explained every product, gave a fair quote, no upselling. Now my parents and sister are clients too."
Can't see your question? Ask us directly. We usually reply the same day.
No cost, no obligation. We'll show you what's working, what's overpriced, and what you'd save by switching. In plain English, on a single page.